eKYC Product Roadmap¶
Definition¶
How eKYC platforms evolve over time — from MVP to enterprise-grade, and from single-function to comprehensive compliance platform.
Typical Product Evolution¶
| Stage | Capabilities | Timeline |
|---|---|---|
| MVP | Document OCR + face match + basic liveness | Month 1-6 |
| V1 | + document forensics, sanctions screening, manual review | Month 6-12 |
| V2 | + advanced liveness, NFC, multi-country support | Year 1-2 |
| V3 | + orchestration, analytics, risk scoring | Year 2-3 |
| Platform | + credential verification, continuous monitoring, fraud graph | Year 3+ |
Current Priority Features (2025-2026)¶
| Feature | Priority | Driver |
|---|---|---|
| Deepfake/injection prevention | Critical | AI fraud increasing exponentially |
| EUDI Wallet credential acceptance | High | EU mandate 2026-2027 |
| NFC document reading | High | Highest assurance verification |
| Fairness/bias testing | High | EU AI Act requirement |
| Orchestration | Medium | Multi-vendor market trend |
Key Takeaways¶
Summary
- eKYC products evolve from point solution (document + face) to platform (full compliance)
- Deepfake/injection defense is the most urgent current feature priority
- EUDI Wallet acceptance is a must-have by 2026-2027 for EU-serving providers
- Platform play (KYC + fraud + compliance) is the strategic direction for market leaders